Spinal burst fractures are extremely serious injuries, and are usually caused by severe trauma such as a motor vehicle accident or a fall from a height.
Extreme amounts of force exerted onto the spine can crush the vertebrae of the spine.
A burst fracture involves extreme compression, or crushing, of the vertebra, causing the edges of the bone to spread out in all directions. With bony fragments and edges spreading out in all directions, there is a strong possibility that the spinal cord will be injured, resulting in paralysis or partial neurological injury. A burst fracture also causes severe instability of the spine at the affected area.
Neurological injury from a burst fracture can (in some lucky cases), cause no injury at all, or it can cause complete paralysis if the spinal cord damage is severe. The degree of neurological injury is usually determined by the amount of force at the time of injury, and the severity of the damage to the spinal canal. Bony fragments from a fractured vertebra can be forced into the spinal canal, resulting in loss of strength, sensation, or reflexes below the level of the injury. Mild burst fractures can result in relatively minimal symptoms or mild or no neurological injury.
Following an accident where a spinal injury is suspected, x-rays, CT scans, and/or MRI scans may be used to determine the amount of soft tissue trauma, bleeding, or ligament disruption, the presence and location of fracture, the type of fracture, and the amount of spinal canal compromise. All of these elements help determine the course of treatment.
Burst fractures, even without neurological injury, can be extremely painful, and can cause severe, long-term disability. Spinal burst fractures with neurological or spinal cord injuries can be physically, emotionally, and financially devastating.
If you or a loved one sustained a spinal fracture as a result of a work-related accident, or a car accident due to someone else’s fault, you may be entitled to compensation in Minnesota. For a free, no-obligation case evaluation, contact Meuser & Associate at 877-746-5680, or click here to send us an email to schedule an appointment with one of our attorneys. We can help you get the compensation you are entitled to.
Sunday, June 24, 2012
Sunday, June 17, 2012
Ethylene Oxide Exposure and Minnesota Workers’ Compensation
Ethylene oxide (EtO) is a flammable, colorless gas (above 51.3 degrees Fahrenheit) that smells like ether at toxic levels. It is found in the production of solvents, antifreeze, textiles, detergents, adhesives, polyurethane foam, and pharmaceuticals. It can also be found in fumigants, sterilants for spices and cosmetics, and surgical equipment sterilizers.
Exposure to ethylene oxide can cause eye and throat irritation, difficulty breathing, blurred vision, dizziness, nausea, headache, convulsions, blisters, vomiting, and coughing. Exposure to EtO has also been linked to leukemia and other cancers, spontaneous abortion, genetic damage, nerve damage, peripheral paralysis, muscle weakness, as well as impaired thinking and memory. In liquid form EtO can cause severe skin irritation with prolonged or confined contact.
To learn more about Ethylene oxide in the workplace, read OSHA’s Ethylene Oxide Factsheet.
In Minnesota, workers who suffer injuries or illnesses related to chemical exposure at work are often eligible for workers’ compensation benefits, including wage loss benefits, permanent partial disability benefits, vocational rehabilitation benefits, and medical expense benefits.
Injuries or illnesses caused by chemical exposure are often difficult to prove, as these types of injuries or illnesses may develop over a long period of time, or the symptoms of these illnesses or injuries can be similar to other non-work related conditions.
A Minnesota workers’ compensation lawyer can help evaluate your claim if you’ve suffered an illness or injury due to ethylene oxide exposure or any other chemical exposure at work. For a free, no-obligation case consultation, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
Exposure to ethylene oxide can cause eye and throat irritation, difficulty breathing, blurred vision, dizziness, nausea, headache, convulsions, blisters, vomiting, and coughing. Exposure to EtO has also been linked to leukemia and other cancers, spontaneous abortion, genetic damage, nerve damage, peripheral paralysis, muscle weakness, as well as impaired thinking and memory. In liquid form EtO can cause severe skin irritation with prolonged or confined contact.
To learn more about Ethylene oxide in the workplace, read OSHA’s Ethylene Oxide Factsheet.
In Minnesota, workers who suffer injuries or illnesses related to chemical exposure at work are often eligible for workers’ compensation benefits, including wage loss benefits, permanent partial disability benefits, vocational rehabilitation benefits, and medical expense benefits.
Injuries or illnesses caused by chemical exposure are often difficult to prove, as these types of injuries or illnesses may develop over a long period of time, or the symptoms of these illnesses or injuries can be similar to other non-work related conditions.
A Minnesota workers’ compensation lawyer can help evaluate your claim if you’ve suffered an illness or injury due to ethylene oxide exposure or any other chemical exposure at work. For a free, no-obligation case consultation, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
Sunday, June 10, 2012
Minnesota Spinal Cord Injuries
Spinal cord injuries can be classified in two ways: complete spinal cord injuries and incomplete spinal cord injuries. Complete spinal cord injuries involve injuries to the spinal cord that cause complete loss of voluntary function and sensation below the point of injury. Incomplete spinal cord injuries do not cause complete loss of voluntary function and sensation below the injury.
Thankfully, advancements in modern medicine have reduced the likelihood that a spinal cord injury will be complete. Many spinal cord injury victims do eventually gain some voluntary function and sensation below the point of injury with medical care.
Spinal cord injuries are caused by severe trauma to the spinal cord. These types of injuries can be the result of blunt force trauma, falls, or high speed car accidents.
In Minnesota, if you suffer a spinal cord injury as a result of your work activities, you may be eligible for workers’ compensation benefits, including wage loss benefits, permanent partial disability benefits, vocational rehabilitation benefits, and medical expense benefits.
If you suffer a spinal cord injury in a car accident due to someone else’s fault or negligence, you may be entitled to compensation for your damages from the at-fault party.
Spinal cord injuries are physically, emotionally, and financially devastating. If you or a loved one has suffered a spinal cord injury at work, or as the result of a car accident, a Minnesota workers’ compensation or personal injury attorney can explain your rights, help you through the process of bringing a claim, and help you get the compensation you’re entitled to.
For a free, no-obligation case consultation, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
Thankfully, advancements in modern medicine have reduced the likelihood that a spinal cord injury will be complete. Many spinal cord injury victims do eventually gain some voluntary function and sensation below the point of injury with medical care.
Spinal cord injuries are caused by severe trauma to the spinal cord. These types of injuries can be the result of blunt force trauma, falls, or high speed car accidents.
In Minnesota, if you suffer a spinal cord injury as a result of your work activities, you may be eligible for workers’ compensation benefits, including wage loss benefits, permanent partial disability benefits, vocational rehabilitation benefits, and medical expense benefits.
If you suffer a spinal cord injury in a car accident due to someone else’s fault or negligence, you may be entitled to compensation for your damages from the at-fault party.
Spinal cord injuries are physically, emotionally, and financially devastating. If you or a loved one has suffered a spinal cord injury at work, or as the result of a car accident, a Minnesota workers’ compensation or personal injury attorney can explain your rights, help you through the process of bringing a claim, and help you get the compensation you’re entitled to.
For a free, no-obligation case consultation, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
Sunday, June 3, 2012
Preventing Construction Site Back Injuries
In the construction industry, 25% of injuries are back injuries. Construction has a higher rate of back injuries than any other injury, except transportation. Back injuries cause 1 in 100 construction workers to miss time from work every year.
Construction site back injuries are most often caused by lifting, lowering, carrying, pushing, and puling materials. Low back injuries are more likely if you often carry heavy loads, must twist while carrying heavy loads, or work a lot while bending over or in other awkward positions. Most back injuries are sprains and strains, but a back injury can be more severe, such as a herniated disc or nerve impingement.
Many construction back injuries can be avoided by:
Construction site back injuries are most often caused by lifting, lowering, carrying, pushing, and puling materials. Low back injuries are more likely if you often carry heavy loads, must twist while carrying heavy loads, or work a lot while bending over or in other awkward positions. Most back injuries are sprains and strains, but a back injury can be more severe, such as a herniated disc or nerve impingement.
Many construction back injuries can be avoided by:
- Cutting down on carrying. Have materials delivered close to where they will be used.
- Storing materials at waist height. Lifting from higher or lower heights can be awkward, and can increase the risk of back injury.
- Raise your work to waist level. Working at waist level avoids awkward postures.
- Make sure floors and walkways are clear and try. Slips, trips, and falls are a common cause of back injuries.
- Take breaks. When you’re fatigued, you’re more likely to sustain injury.
- Use carts, dollies, forklifts, and hoists to move heavy materials.
- Use carrying tools with handles. Decrease your risk of back injury by having a good grip on awkward loads.
- Avoid lifting items weighing more than 50 pounds by yourself. Get help from someone else, or use a cart.
- Keep the load as close to your body as you can when carrying or lifting.
- Avoid twisting when lifting and lowering materials.
- Lift and lower materials in a smooth motion.
- Don’t bend over when lifting materials off the ground.
Sunday, May 27, 2012
Report Your Minnesota Work-Related Injury
There are over 1.8 million workplace injuries reported in the United States every year. A third of these injuries result in lost time from work. The bigger problem is that up to twice as many, or as many as 3.6 million workplace injuries go unreported every year!
There are many reasons an injured worker may not report his or her injury: fear of being fired or retaliated against, wanting to avoid being seen as “difficult,” not wanting to look like a “wimp,” not being aware of their rights under workers’ compensation, not wanting to deal with the workers’ compensation system, not being aware that it is a covered workers’ compensation injury, or being asked by their employer not to report the injury. Almost invariably, it is in your best interest to report your work injuries!
Failure to report your injury can potentially ruin your workers’ compensation case, and bar you from receiving workers’ compensation benefits, such as medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or rehabilitation benefits. If your unreported work injury worsens, and you can’t work anymore, and you need extensive medical care, it’s far more difficult to try to go back and time and allege that your injury was work-related months or years after the fact.
Even if you are able to subsequently prove, after an extended period of time, that your injury was work-related, if you failed to report the injury to your employer, you may still be barred from recovering some kinds of workers’ compensation benefits.
Here’s a real life case: I recently spoke with a gentleman who recently underwent extensive neck surgery. His doctors are telling him he will never work again. He injured his neck at work. As I’m talking to him, I’m thinking to myself that this is a clear-cut case, and he will be entitled to benefits to cover his medical expenses, and his time off work.
Then he drops the bomb: He liked his job, and he thought that he might lose his job if he reported that his injury was work-related. So, he told his manager that he got hit by a car.
*Head-smack*
I may be able to salvage his case, I may not. I’m going to try. By trying to be the “good guy,” and not reporting that his injury was work-related, he very may well have ruined his chances at getting the workers’ compensation benefits he would clearly otherwise be entitled to.
Moral of the story: If you’re hurt on the job, report your injury. At bottom line, by failing to report your injury, or being dishonest about the circumstances of your injury, you are only hurting yourself. Should your injury worsen to the point where you’re no longer able to do your job, or if you find yourself needing extensive medical care, and you failed to report your injury, you’ve seriously jeopardized your ability to successfully claim the workers’ compensation benefits you’re entitled to. Reporting your injury protects YOU.
If you have an on-the-job injury in Minnesota, and have questions about reporting your injury, contact Meuser & Associate at 877-746-5680, or click here to send us an email for a free, no-obligation case consultation.
There are many reasons an injured worker may not report his or her injury: fear of being fired or retaliated against, wanting to avoid being seen as “difficult,” not wanting to look like a “wimp,” not being aware of their rights under workers’ compensation, not wanting to deal with the workers’ compensation system, not being aware that it is a covered workers’ compensation injury, or being asked by their employer not to report the injury. Almost invariably, it is in your best interest to report your work injuries!
Failure to report your injury can potentially ruin your workers’ compensation case, and bar you from receiving workers’ compensation benefits, such as medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or rehabilitation benefits. If your unreported work injury worsens, and you can’t work anymore, and you need extensive medical care, it’s far more difficult to try to go back and time and allege that your injury was work-related months or years after the fact.
Even if you are able to subsequently prove, after an extended period of time, that your injury was work-related, if you failed to report the injury to your employer, you may still be barred from recovering some kinds of workers’ compensation benefits.
Here’s a real life case: I recently spoke with a gentleman who recently underwent extensive neck surgery. His doctors are telling him he will never work again. He injured his neck at work. As I’m talking to him, I’m thinking to myself that this is a clear-cut case, and he will be entitled to benefits to cover his medical expenses, and his time off work.
Then he drops the bomb: He liked his job, and he thought that he might lose his job if he reported that his injury was work-related. So, he told his manager that he got hit by a car.
*Head-smack*
I may be able to salvage his case, I may not. I’m going to try. By trying to be the “good guy,” and not reporting that his injury was work-related, he very may well have ruined his chances at getting the workers’ compensation benefits he would clearly otherwise be entitled to.
Moral of the story: If you’re hurt on the job, report your injury. At bottom line, by failing to report your injury, or being dishonest about the circumstances of your injury, you are only hurting yourself. Should your injury worsen to the point where you’re no longer able to do your job, or if you find yourself needing extensive medical care, and you failed to report your injury, you’ve seriously jeopardized your ability to successfully claim the workers’ compensation benefits you’re entitled to. Reporting your injury protects YOU.
If you have an on-the-job injury in Minnesota, and have questions about reporting your injury, contact Meuser & Associate at 877-746-5680, or click here to send us an email for a free, no-obligation case consultation.
Sunday, May 20, 2012
Does Workers’ Compensation Affect My Social Security Disability Income (SSDI) Benefits?
Under the Social Security rules, the total amount of your workers’ compensation benefits and social security benefits cannot exceed eighty percent (80%) of your average monthly earnings before you became disabled.
If your combined benefits exceed 80% of your pre-disability average monthly earnings, your social security benefits likely will be reduced. Minnesota workers’ compensation wage loss benefits are paid at a rate of 2/3 or 66.6% of your average weekly wage (AWW) at the time of your injury. For most people receiving both workers’ compensation and Social Security Disability Income (SSDI) benefits, your social security benefits will be reduced, but not entirely offset.
When a workers’ compensation case is settled, we usually incorporate what we refer to as “Social Security” language into the Stipulation for Settlement, or the document that sets forth the terms of the settlement. In essence, this language prorates the lump sum settlement over the employee’s life expectancy. In determining whether and to what extent any offset is applicable, the Social Security Administration utilizes the prorated figures set forth in the language of the Stipulation for Settlement.
For example, assume we have a 55 year old male, born on January 1, 1956, that has settled his Minnesota workers’ compensation case for a lump sum of $35,000.00 for a close out of indemnity (monetary) benefits. According to the social security life expectancy tables, this gentleman has a life expectancy of 24.87 years, or 298.44 months.
In this case, the "Social Security" language would look something like this:
Individuals who are eligible for Social Security Disability Income (SSDI) benefits as the result of a work-related injury are also typically eligible for Minnesota workers’ compensation benefits. If you’re receiving SSDI benefits as a result of a disabling injury you received on the job, or if you’re currently receiving both SSDI benefits and workers’ compensation benefits, contact Meuser & Associate for a free, no-obligation case consultation. Call us at 877-746-5680, or click here to send us an email.
If your combined benefits exceed 80% of your pre-disability average monthly earnings, your social security benefits likely will be reduced. Minnesota workers’ compensation wage loss benefits are paid at a rate of 2/3 or 66.6% of your average weekly wage (AWW) at the time of your injury. For most people receiving both workers’ compensation and Social Security Disability Income (SSDI) benefits, your social security benefits will be reduced, but not entirely offset.
When a workers’ compensation case is settled, we usually incorporate what we refer to as “Social Security” language into the Stipulation for Settlement, or the document that sets forth the terms of the settlement. In essence, this language prorates the lump sum settlement over the employee’s life expectancy. In determining whether and to what extent any offset is applicable, the Social Security Administration utilizes the prorated figures set forth in the language of the Stipulation for Settlement.
For example, assume we have a 55 year old male, born on January 1, 1956, that has settled his Minnesota workers’ compensation case for a lump sum of $35,000.00 for a close out of indemnity (monetary) benefits. According to the social security life expectancy tables, this gentleman has a life expectancy of 24.87 years, or 298.44 months.
In this case, the "Social Security" language would look something like this:
Of the $35,000.00 settlement amount, the sum of $7,200.00 is to be paid to the claimant’s attorney as fees. The claimant is currently 55 years old, having been born on January 1, 2956, and has a life expectancy of 24.87 years, or 298.44 months. The balance of $27,800.00 shall be paid to the claimant and shall represent a compromise payment of weekly indemnity benefits over the projected term of the claimant’s life expectancy of 298.44 months at the rate of $93.15 per month, or $23.29 per week.The advantage to incorporating this language is that the lump sum payment is stretched out over a longer period of time than most employees would be actually entitled to payment of benefits. By prorating the lump sum payment, or stretching it out over an employee’s lifetime, it minimizes any applicable Social Security offsets for the simultaneous receipt of Minnesota workers’ compensation benefits.
Individuals who are eligible for Social Security Disability Income (SSDI) benefits as the result of a work-related injury are also typically eligible for Minnesota workers’ compensation benefits. If you’re receiving SSDI benefits as a result of a disabling injury you received on the job, or if you’re currently receiving both SSDI benefits and workers’ compensation benefits, contact Meuser & Associate for a free, no-obligation case consultation. Call us at 877-746-5680, or click here to send us an email.
Sunday, May 13, 2012
Medial Collateral Ligament (MCL) Tears
The medial collateral ligament (MCL) is a wide, thick band of tissue that runs down the inner part of the knee from the thighbone to a point on the shinbone about four to six inches from the knee. The MCL prevents the leg from extending too far inward, helps keep the knee stable, and allows the knee to rotate.
Injuries to the MCL can happen when the knee is hit directly from its outer side, causing the ligaments on the inside of the knee to stretch too far or to tear. It is not uncommon to tear the medial collateral ligament (MCL) and the anterior cruciate ligament (ACL) at the same time. The MCL can also be injured through repeated stress, which can cause the ligament to lose its normal stretch and elasticity.
Symptoms of an MCL tear can include:
Grade I: Some tenderness and minor pain at the injury site.
Grade II: Noticeable looseness of the knee with manual movement, major pain and tenderness at the inside of the knee, and swelling.
Grade III: Significant pain and tenderness at the inside of the knee, swelling, marked joint instability with manual movement. A grade III MCL tear is often accompanied by an ACL tear.
Tears of the MCL usually respond well to non-surgical treatment, including rest, bracing, over-the-counter pain relievers, and physical therapy. If surgery is required, it is usually done through a small incision on the inside of the knee. If the MCL has become torn where it attaches to the thighbone or shinbone, the surgeon will re-attach the ligament to the bone using large stitches or a metal screw or bone staple. If the tear is in the middle of the ligament, the surgeon will sew the torn ends together.
If you’ve sustained an MCL tear as a result of a work-related injury, you may be eligible for Minnesota workers’ compensation benefits, including medical expense benefits, wage loss benefits, permanent partial disability benefits, and /or rehabilitation benefits. For a free, no-obligation case consultation, call Meuser & Associate at 877-746-5680, or click here to send us an email.
Injuries to the MCL can happen when the knee is hit directly from its outer side, causing the ligaments on the inside of the knee to stretch too far or to tear. It is not uncommon to tear the medial collateral ligament (MCL) and the anterior cruciate ligament (ACL) at the same time. The MCL can also be injured through repeated stress, which can cause the ligament to lose its normal stretch and elasticity.
Symptoms of an MCL tear can include:
- Pain, the severity of which depends on the severity of the tear
- Stiffness
- Swelling
- Tenderness along the inside of the knee
- Instability, or a feeling that your knee may give out
- Locking or catching
Grade I: Some tenderness and minor pain at the injury site.
Grade II: Noticeable looseness of the knee with manual movement, major pain and tenderness at the inside of the knee, and swelling.
Grade III: Significant pain and tenderness at the inside of the knee, swelling, marked joint instability with manual movement. A grade III MCL tear is often accompanied by an ACL tear.
Tears of the MCL usually respond well to non-surgical treatment, including rest, bracing, over-the-counter pain relievers, and physical therapy. If surgery is required, it is usually done through a small incision on the inside of the knee. If the MCL has become torn where it attaches to the thighbone or shinbone, the surgeon will re-attach the ligament to the bone using large stitches or a metal screw or bone staple. If the tear is in the middle of the ligament, the surgeon will sew the torn ends together.
If you’ve sustained an MCL tear as a result of a work-related injury, you may be eligible for Minnesota workers’ compensation benefits, including medical expense benefits, wage loss benefits, permanent partial disability benefits, and /or rehabilitation benefits. For a free, no-obligation case consultation, call Meuser & Associate at 877-746-5680, or click here to send us an email.
Sunday, May 6, 2012
Am I Required to Turn Over My Medical and Financial Information to the Insurer? Discovery Disclosure in Minnesota Personal Injury and Workers’ Compensation Claims
Do I have to turn over my private medical and financial information to the insurance company as part of my Minnesota workers' compensation or personal injury claim?
We frequently get calls from our Minnesota personal injury and workers’ compensation clients wondering why they must sign authorizations for the release of their medical records, tax information, and wage records. While it’s not necessarily a pleasant thing to turn over your private health information and financial information to an insurance company, if you’re bringing a personal injury claim or workers’ compensation claim, in some respects, your life becomes an open book. So, yes, generally, you are required to turn over your medical and financial information to the insurance company as part of the discovery process in a Minnesota personal injury or workers’ compensation claim.
If you are bringing a personal injury action in Minnesota against an at-fault person or entity, and you’re claiming damages for medical expenses and wage loss as a result of the injuries you sustained in an accident, you are generally obligated to disclose your medical information and financial information if you are claiming that you’re entitled to compensation for medical expenses and wage loss.
Generally speaking, in a personal injury action in Minnesota, if you’re asked to disclose information as part of the discovery process of your case, you are obligated to turn over anything that is reasonably calculated to lead to admissible evidence. Admissible evidence includes anything that is relevant, and tends to prove or disprove a fact of the case. Medical records after an accident obviously document your injuries, and they are clearly relevant to determining the nature and extent of your injuries. Financial records after an accident clearly document any loss of earnings you’ve suffered due to your injuries, and they are clearly relevant to determining the extent of your wage losses.
Where things get a little more complicated is disclosure of medical records and financial information in existence prior to your accident, and people often question why the insurance company should have access to this information. In essence, your prior medical history and your prior financial history are also relevant to a determination of your damages. For example, if you have a pre-existing condition, the insurance company will argue that your damages after an accident are partly attributable to your pre-existing condition. An insurance company may also argue that your prior financial records indicate that your income decreased prior to the accident due to the economic downturn, rather than as a result of the accident. Even if you don’t have a pre-existing condition, and even if you did not have a decrease in your earnings prior to the accident, the insurance company and the defendant have a right to examine your medical records and your financial information in existence prior to the accident to make their own independent determination as to whether or not there is any relevant information contained in your records.
In Minnesota workers’ compensation claims, the same general concepts, as set forth above, apply to the disclosure of medical records and income records, but the rules of discovery are somewhat more limited. For example, you are obligated to disclose the names of any medical providers you’ve ever seen for the same condition, or a similar condition, to the one you’ve alleged as part of your claim. You are also required to allow the release of your medical records from these practitioners. You’re not necessarily obligated to release other medical information, but if the workers’ compensation insurer has reason to believe that your other medical information contains relevant evidence, they can petition the judge to require you to disclose additional medical information.
You're also required to disclose any wage or income documentation that is relevant to your claim for wage loss benefits. The workers’ compensation insurer will generally be able to obtain your wage records directly from your employer, but if you’ve been self-employed in addition to your regular wages, or you’ve been self-employed in the recent past, you may be required to authorize the release of your tax information. If you’ve worked at other jobs subsequent your injury, you are also required to disclose your wage records from your other employers.
Going through the discovery process in a disputed Minnesota personal injury action or Minnesota workers’ compensation claim is not always a pleasant experience, but it is necessary. If you have questions about your rights under Minnesota personal injury or workers’ compensation law, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
We frequently get calls from our Minnesota personal injury and workers’ compensation clients wondering why they must sign authorizations for the release of their medical records, tax information, and wage records. While it’s not necessarily a pleasant thing to turn over your private health information and financial information to an insurance company, if you’re bringing a personal injury claim or workers’ compensation claim, in some respects, your life becomes an open book. So, yes, generally, you are required to turn over your medical and financial information to the insurance company as part of the discovery process in a Minnesota personal injury or workers’ compensation claim.
If you are bringing a personal injury action in Minnesota against an at-fault person or entity, and you’re claiming damages for medical expenses and wage loss as a result of the injuries you sustained in an accident, you are generally obligated to disclose your medical information and financial information if you are claiming that you’re entitled to compensation for medical expenses and wage loss.
Generally speaking, in a personal injury action in Minnesota, if you’re asked to disclose information as part of the discovery process of your case, you are obligated to turn over anything that is reasonably calculated to lead to admissible evidence. Admissible evidence includes anything that is relevant, and tends to prove or disprove a fact of the case. Medical records after an accident obviously document your injuries, and they are clearly relevant to determining the nature and extent of your injuries. Financial records after an accident clearly document any loss of earnings you’ve suffered due to your injuries, and they are clearly relevant to determining the extent of your wage losses.
Where things get a little more complicated is disclosure of medical records and financial information in existence prior to your accident, and people often question why the insurance company should have access to this information. In essence, your prior medical history and your prior financial history are also relevant to a determination of your damages. For example, if you have a pre-existing condition, the insurance company will argue that your damages after an accident are partly attributable to your pre-existing condition. An insurance company may also argue that your prior financial records indicate that your income decreased prior to the accident due to the economic downturn, rather than as a result of the accident. Even if you don’t have a pre-existing condition, and even if you did not have a decrease in your earnings prior to the accident, the insurance company and the defendant have a right to examine your medical records and your financial information in existence prior to the accident to make their own independent determination as to whether or not there is any relevant information contained in your records.
In Minnesota workers’ compensation claims, the same general concepts, as set forth above, apply to the disclosure of medical records and income records, but the rules of discovery are somewhat more limited. For example, you are obligated to disclose the names of any medical providers you’ve ever seen for the same condition, or a similar condition, to the one you’ve alleged as part of your claim. You are also required to allow the release of your medical records from these practitioners. You’re not necessarily obligated to release other medical information, but if the workers’ compensation insurer has reason to believe that your other medical information contains relevant evidence, they can petition the judge to require you to disclose additional medical information.
You're also required to disclose any wage or income documentation that is relevant to your claim for wage loss benefits. The workers’ compensation insurer will generally be able to obtain your wage records directly from your employer, but if you’ve been self-employed in addition to your regular wages, or you’ve been self-employed in the recent past, you may be required to authorize the release of your tax information. If you’ve worked at other jobs subsequent your injury, you are also required to disclose your wage records from your other employers.
Going through the discovery process in a disputed Minnesota personal injury action or Minnesota workers’ compensation claim is not always a pleasant experience, but it is necessary. If you have questions about your rights under Minnesota personal injury or workers’ compensation law, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
Sunday, April 29, 2012
Preventing Electrical Accidents
Hundreds of deaths and thousands of injuries occur every year as a result of electrical accidents at work, and most of these types of accidents can be prevented.
Some important things to keep in mind about electrical accidents:
Some tips to avoid electrical accidents:
Some important things to keep in mind about electrical accidents:
- Normal workplace or household current can be lethal.
- Electrocution can occur as the result of contact with seemingly innocuous objects, such as a broken light bulb.
- Overloaded electrical circuits can cause fires.
- Electricity always travels to ground, and a person can be the conduit for the electricity to ground.
Some tips to avoid electrical accidents:
- Don’t use cords or wires with damaged insulation.
- Don’t use electrical tools or equipment that smokes, sparks, shocks, smells, blows a fuse, or trips a circuit.
- Don’t use any non-GCFI (Ground Fault Circuit Interrupter) outlet in a wet area.
- Don’t use cords with bent or missing grounding plugs.
- Don’t use metal ladders or tools when working near electricity.
- Don’t use water to extinguish an electrical fire.
- Don’t touch anything electric when your hands are wet, if you’re standing on a wet floor, or when you’re in contact with a wet surface.
- Don’t touch an electrical shock victim.
- Don’t place cords where they can be damaged.
- Don’t place cords near heat or water.
- Don’t place nails or sharp fasteners on electrical cords.
- Don’t permit overloaded outlets or circuits.
- Don’t permit blind reaches into any areas containing energized parts.
- Don’t permit combustible trash on or around electrical equipment or circuits.
- Don’t permit anyone who isn’t trained and qualified to repair electrical equipment.
- Don’t permit unauthorized removal of a lockout device or tag.
Tuesday, April 24, 2012
PERA and Choosing the Right MN Workers' Compensation Lawyer
If you are a Minnesota police officer or firefighter and you've sustained a serious on-the-job injury, you may be eligible for PERA disability benefits and/or health care continuation benefits, in addition to your workers' compensation benefits. PERA benefits and health care continuation benefits can be worth several hundreds thousand dollars. A Minnesota workers' compensation lawyer who also handles PERA disability claims can help you protect your rights.
Choosing the right Minnesota workers' compensation lawyer is an important decision, especially for injured police officers and firefighters. If your workers' compensation lawyer can't or won't help you with your PERA claims, it's a good idea to consult with a lawyer who can and will handle PERA claims.
We occasionally take calls from and meet with people who are not happy with how things are being handled by their Minnesota workers’ compensation lawyer. Ron and I are happy to evaluate your situation, and give you our recommendations. We will give you an honest assessment as to whether or not your attorney is handling things appropriately. If it looks like things are headed in the right direction, we’ll tell you so. If it looks like things are not moving along as they should be, we’ll tell you so. Sometimes it makes sense to switch attorneys, and sometimes it doesn’t make sense. There is nothing wrong with getting a “second opinion” if you feel your case is not being handled appropriately. You always have the right to change workers’ compensation lawyers, at no additional cost to you.
One thing we’ve seen a lot recently, however, is police officers and firefighters with workers’ compensation claims, who are represented by otherwise competent workers’ compensation lawyers, who are being given poor advice regarding their claims for PERA disability benefits. Some people are being told not to file for PERA or to wait an excessive length of time, they’re told that their lawyer doesn’t practice in that area, so they can’t give them any guidance, or their workers’ compensation claims are being handled in a way that jeopardizes their PERA claims.
Over the last several years, our firm has handled workers’ compensation claims on behalf of dozens and dozens of Minnesota police officers and firefighters. Over time, we realized that if you are handling these types of cases, you absolutely have to know what you’re doing when it comes to PERA. As a workers’ compensation lawyer, telling your police and fire clients that you don’t handle PERA claims is really doing those clients an expensive disservice by not expeditiously helping them get these benefits. Even worse, if you don’t have a good grasp of some of the complexities surrounding PERA disability benefits, you can mess up their claims, which can literally cost your police and fire clients hundreds of thousands of dollars’ worth of benefits.
If you are a Minnesota police officer or firefighter and you’ve sustained an on-the-job injury that jeopardizes your career, you should consult with a lawyer that practices BOTH workers’ compensation law AND PERA law.
With rare exception, if you are a Minnesota police officer or firefighters who has sustained a career-ending in-the-line-of-duty injury, the value of your PERA disability benefits and healthcare continuation benefits substantially exceeds the value of your workers’ compensation claim. In my opinion, usually, your lawyer’s first priority should be evaluating your PERA disability claims.
My firm has recently taken over representation on a number of police officer and firefighter cases where their prior attorney dropped the ball on the PERA claims. On two cases, our client was told by their prior attorney that they don’t handle PERA claims, and couldn’t answer their questions. On one of those cases, the client’s PERA claim should have been filed at least six months before our involvement. On the other case, the client tried to file for PERA on her own, and made mistakes that took a hearing to sort out, and almost cost her hundreds of thousands of dollars. On yet another case, our client was told by her prior lawyer NOT to file for PERA. Her claim should have been filed months ago. On another case, the client’s prior workers’ compensation lawyer was pursuing a strategy that would have netted him a few thousand extra dollars on his workers’ compensation case, but would have cost him in excess of a hundred thousand dollars on his PERA duty disability and healthcare continuation claims.
I’m not fond of criticizing how other Minnesota workers’ compensation lawyers handle claims, and we’re not in the business of “stealing” cases from other attorneys. That being said, I’m frustrated by how many police officers and firefighters with significant work-related injuries we’re hearing from lately where their PERA claims are not being properly handled.
We’re proud of the work we do for our Minnesota police officer and firefighter clients. After successfully handling dozens of PERA police and fire disability claims, we know what we’re doing and we understand the nuances of these types of claims.
As far as I’m aware, Meuser & Associate is one of the few law firms in state (if not the only law firm in the state) that also regularly handles PERA claims. If you’re an injured police officer or firefighter, from the time of your first consultation with a workers’ compensation lawyer, you should feel confident that your lawyer knows what they’re doing as it pertains to your claim for PERA benefits. This is a complex area of law with lots of nuances. Ask your lawyer how many PERA cases they’ve handled. Is he or she able to answer your specific questions? Can he or she give you an analysis as to whether or not you meet the PERA duty disability criteria?
Even if you are currently represented by another workers’ compensation lawyer, if you are a disabled Minnesota police officer or firefighter, we are always happy to provide you with a free, no-obligation consultation to discuss your potential PERA claims.
For more information about PERA benefits, check out these other articles I've written:
Call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a free, no-obligation consultation with Jen Yackley or Ron Meuser.
Choosing the right Minnesota workers' compensation lawyer is an important decision, especially for injured police officers and firefighters. If your workers' compensation lawyer can't or won't help you with your PERA claims, it's a good idea to consult with a lawyer who can and will handle PERA claims.
We occasionally take calls from and meet with people who are not happy with how things are being handled by their Minnesota workers’ compensation lawyer. Ron and I are happy to evaluate your situation, and give you our recommendations. We will give you an honest assessment as to whether or not your attorney is handling things appropriately. If it looks like things are headed in the right direction, we’ll tell you so. If it looks like things are not moving along as they should be, we’ll tell you so. Sometimes it makes sense to switch attorneys, and sometimes it doesn’t make sense. There is nothing wrong with getting a “second opinion” if you feel your case is not being handled appropriately. You always have the right to change workers’ compensation lawyers, at no additional cost to you.
One thing we’ve seen a lot recently, however, is police officers and firefighters with workers’ compensation claims, who are represented by otherwise competent workers’ compensation lawyers, who are being given poor advice regarding their claims for PERA disability benefits. Some people are being told not to file for PERA or to wait an excessive length of time, they’re told that their lawyer doesn’t practice in that area, so they can’t give them any guidance, or their workers’ compensation claims are being handled in a way that jeopardizes their PERA claims.
Over the last several years, our firm has handled workers’ compensation claims on behalf of dozens and dozens of Minnesota police officers and firefighters. Over time, we realized that if you are handling these types of cases, you absolutely have to know what you’re doing when it comes to PERA. As a workers’ compensation lawyer, telling your police and fire clients that you don’t handle PERA claims is really doing those clients an expensive disservice by not expeditiously helping them get these benefits. Even worse, if you don’t have a good grasp of some of the complexities surrounding PERA disability benefits, you can mess up their claims, which can literally cost your police and fire clients hundreds of thousands of dollars’ worth of benefits.
If you are a Minnesota police officer or firefighter and you’ve sustained an on-the-job injury that jeopardizes your career, you should consult with a lawyer that practices BOTH workers’ compensation law AND PERA law.
With rare exception, if you are a Minnesota police officer or firefighters who has sustained a career-ending in-the-line-of-duty injury, the value of your PERA disability benefits and healthcare continuation benefits substantially exceeds the value of your workers’ compensation claim. In my opinion, usually, your lawyer’s first priority should be evaluating your PERA disability claims.
My firm has recently taken over representation on a number of police officer and firefighter cases where their prior attorney dropped the ball on the PERA claims. On two cases, our client was told by their prior attorney that they don’t handle PERA claims, and couldn’t answer their questions. On one of those cases, the client’s PERA claim should have been filed at least six months before our involvement. On the other case, the client tried to file for PERA on her own, and made mistakes that took a hearing to sort out, and almost cost her hundreds of thousands of dollars. On yet another case, our client was told by her prior lawyer NOT to file for PERA. Her claim should have been filed months ago. On another case, the client’s prior workers’ compensation lawyer was pursuing a strategy that would have netted him a few thousand extra dollars on his workers’ compensation case, but would have cost him in excess of a hundred thousand dollars on his PERA duty disability and healthcare continuation claims.
I’m not fond of criticizing how other Minnesota workers’ compensation lawyers handle claims, and we’re not in the business of “stealing” cases from other attorneys. That being said, I’m frustrated by how many police officers and firefighters with significant work-related injuries we’re hearing from lately where their PERA claims are not being properly handled.
We’re proud of the work we do for our Minnesota police officer and firefighter clients. After successfully handling dozens of PERA police and fire disability claims, we know what we’re doing and we understand the nuances of these types of claims.
As far as I’m aware, Meuser & Associate is one of the few law firms in state (if not the only law firm in the state) that also regularly handles PERA claims. If you’re an injured police officer or firefighter, from the time of your first consultation with a workers’ compensation lawyer, you should feel confident that your lawyer knows what they’re doing as it pertains to your claim for PERA benefits. This is a complex area of law with lots of nuances. Ask your lawyer how many PERA cases they’ve handled. Is he or she able to answer your specific questions? Can he or she give you an analysis as to whether or not you meet the PERA duty disability criteria?
Even if you are currently represented by another workers’ compensation lawyer, if you are a disabled Minnesota police officer or firefighter, we are always happy to provide you with a free, no-obligation consultation to discuss your potential PERA claims.
For more information about PERA benefits, check out these other articles I've written:
- Does MN PERA Cover PTSD and Other Psychological Conditions?
- Minnesota Firefighter and Police Officer Disability Benefits
- MN PERA Police & Fire Plan Disability Benefits: Things You Should Know
- Applying for PERA Duty Disability Benefits: Five Easy Mistakes to Avoid
- Continuation of Healthcare Coverage Under Minn. Stat. 299A.465 When You're Over Age 55
- Minnesota Firefighters Injured in the Line of Duty
- Can I Receive Workers’ Compensation and PERA Duty Disability at the Same Time?
- Appealing a Minnesota PERA Disability Pension Decision
Call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a free, no-obligation consultation with Jen Yackley or Ron Meuser.
Sunday, April 22, 2012
Alternative Treatments for Neck Pain
If you’ve got constant, severe neck pain that just won’t go away, it can be difficult to perform your activities of daily living, such as self-cares, cooking or cleaning, it can cause you to be depressed or irritable, leading to friction in your family relationships, and it can make it difficult, if not impossible, to be remain gainfully employed.
If you’re suffering from neck pain, and you’ve tried a variety of traditional treatment options, such as physical therapy, cortisone injections, narcotic pain medications, or surgical intervention, and you’re looking for other options, you may wish to ask your treating physician about alternative forms of treatment.
You might want to ask your doctor about:
Acupuncture: Many patients experience neck pain relief after a course of acupuncture treatments. Practitioners believe that acupuncture can help restore the healthy flow of energy in the body, which in turn can lead to pain relief. Acupuncture involves the insertion of fine needles into your body at specific points.
Herbal remedies: Ask your doctor before trying any herbal remedies. Some herbal remedies have side effects, and some can interfere with other prescribed medications. Some herbal remedies that may help with neck pain relief include capsaicin cream, devil’s claw, or white willow bark.
Massage: Stress can cause neck pain, and it can make neck pain worse. Massage helps release tension, and can help reduce muscle inflammation and pain.
Yoga or Pilates: Yoga and Pilates help increase your core strength, help improve your balance and posture, and help reduce stress. Increased strength, better balance and posture, and reduced stress can all help decrease neck pain.
Minnesota workers’ compensation covers almost any type of medical treatment, so long as it is reasonable and necessary, and causally related to your work injury. Several of our Minnesota workers’ compensation clients who are suffering neck injuries have had success in reducing their pain with acupuncture and massage. Unfortunately, workers’ compensation insurance companies sometimes tend to be somewhat wary about approving or paying for so-called “alternative” therapies.
For a free, no-obligation evaluation of your Minnesota workers’ compensation case, contact Meuser & Associate at 877-746-5680 or click here to send us an email.
If you’re suffering from neck pain, and you’ve tried a variety of traditional treatment options, such as physical therapy, cortisone injections, narcotic pain medications, or surgical intervention, and you’re looking for other options, you may wish to ask your treating physician about alternative forms of treatment.
You might want to ask your doctor about:
Acupuncture: Many patients experience neck pain relief after a course of acupuncture treatments. Practitioners believe that acupuncture can help restore the healthy flow of energy in the body, which in turn can lead to pain relief. Acupuncture involves the insertion of fine needles into your body at specific points.
Herbal remedies: Ask your doctor before trying any herbal remedies. Some herbal remedies have side effects, and some can interfere with other prescribed medications. Some herbal remedies that may help with neck pain relief include capsaicin cream, devil’s claw, or white willow bark.
Massage: Stress can cause neck pain, and it can make neck pain worse. Massage helps release tension, and can help reduce muscle inflammation and pain.
Yoga or Pilates: Yoga and Pilates help increase your core strength, help improve your balance and posture, and help reduce stress. Increased strength, better balance and posture, and reduced stress can all help decrease neck pain.
Minnesota workers’ compensation covers almost any type of medical treatment, so long as it is reasonable and necessary, and causally related to your work injury. Several of our Minnesota workers’ compensation clients who are suffering neck injuries have had success in reducing their pain with acupuncture and massage. Unfortunately, workers’ compensation insurance companies sometimes tend to be somewhat wary about approving or paying for so-called “alternative” therapies.
For a free, no-obligation evaluation of your Minnesota workers’ compensation case, contact Meuser & Associate at 877-746-5680 or click here to send us an email.
Wednesday, April 18, 2012
Minnesota Workers' Compensation Lawyer
A workplace injury can be a devastating experience for a worker and his or her entire family. In addition to the physical pain of the injury itself, an on-the-job injury often causes a lot of stress and anxiety. A work injury can be financially devastating, and it can end your career.
If you’ve sustained an on-the-job injury in Minnesota, Meuser & Associate can help protect your rights and assist you in getting the compensation you are entitled to. Jen Yackley and Ron Meuser, Jr., attorneys at Meuser & Associate, have over 25 years of combined experience representing injured workers and ensuring that they have been compensated for their work-related injuries.
An on-the-job injury often leads to anxiety and worry about medical bills and lost income. To avoid some of this anxiety and worry, you should learn about your rights and what benefits are available to you, which may include medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or rehabilitation benefits.
A Minnesota workers’ compensation lawyer can help you bring a claim for these benefits, or help you protect your rights to these benefits in the event there are disputes on your claim. We can also explore the possibility of securing a settlement of your workers' compensation claims.
You don’t need to wait until there’s a dispute on your case to consult with a workers’ compensation lawyer. In fact, the sooner you speak with us, the easier it is for us to help you navigate the system and avoid making costly mistakes.
At Meuser & Associate, we will work on a contingency fee basis, which means our attorney fees are based on the amount we recover for you. There are no fees up front, there’s no monetary retainer, and there’s no out of pocket expense to you. In the event we are unsuccessful, there is no charge for our legal services.
If you’ve been hurt at work in Minnesota, one of the most important things you can do to protect your interests is to learn about your rights. Call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a free, no-obligation legal consultation.
Sunday, April 15, 2012
Types of Spinal Fractures
A spinal fracture is when you break a bone in your spine. The spine is made up of vertebrae stacked on top of each other, and they can break, just like other bones in your body. Spinal fractures, however, can be more severe than other bone breaks because a spinal fracture can result in trauma to the spinal cord.
There are number of different ways to classify spinal fractures depending on the area of the vertebrae that is fractured, the severity of the fracture, and the kind of fracture.
There a variety of different types of spinal fractures, including:
Compression fracture: Compression fractures are common in patients with underlying osteoporosis. Sudden force or pressure applied to the vertebra can cause the vertebrae to fracture, especially if the vertebra is already weakened. A wedge fracture is a type of compression fracture, where the anterior, or front, of the vertebra collapses and becomes wedge shaped.
Burst fracture. Burst fractures are caused by extreme trauma, such as car accidents. They happen when the vertebra is crushed by extreme forces, and it is fractured in multiple places. Bony fragments from the fracture can cause spinal cord injury. Burst fractures are usually severe.
Flexion-distraction fractures. Sudden forward forces, such those involved in a high speed rear end collision, that cause extreme stress on the spine can break vertebrae. A flexion-distraction fracture usually involves the posterior (back), and middle portions of the vertebra.
Fracture-dislocation. Any spinal fracture can also involve dislocation, where the vertebra moves significantly, and causes the spine to become very unstable. Fractures of the spine are severe injuries, and can be caused by car accidents or workplace accidents. They can involve significant medical care and disability. If you’ve sustained a spinal fracture as a result of your work activities, or as the result of a car accident, a Minnesota workers’ compensation attorney or personal injury attorney can help you get the benefits you’re entitled to. For a free, no-obligation case consultation, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
There are number of different ways to classify spinal fractures depending on the area of the vertebrae that is fractured, the severity of the fracture, and the kind of fracture.
There a variety of different types of spinal fractures, including:
Compression fracture: Compression fractures are common in patients with underlying osteoporosis. Sudden force or pressure applied to the vertebra can cause the vertebrae to fracture, especially if the vertebra is already weakened. A wedge fracture is a type of compression fracture, where the anterior, or front, of the vertebra collapses and becomes wedge shaped.
Burst fracture. Burst fractures are caused by extreme trauma, such as car accidents. They happen when the vertebra is crushed by extreme forces, and it is fractured in multiple places. Bony fragments from the fracture can cause spinal cord injury. Burst fractures are usually severe.
Flexion-distraction fractures. Sudden forward forces, such those involved in a high speed rear end collision, that cause extreme stress on the spine can break vertebrae. A flexion-distraction fracture usually involves the posterior (back), and middle portions of the vertebra.
Fracture-dislocation. Any spinal fracture can also involve dislocation, where the vertebra moves significantly, and causes the spine to become very unstable. Fractures of the spine are severe injuries, and can be caused by car accidents or workplace accidents. They can involve significant medical care and disability. If you’ve sustained a spinal fracture as a result of your work activities, or as the result of a car accident, a Minnesota workers’ compensation attorney or personal injury attorney can help you get the benefits you’re entitled to. For a free, no-obligation case consultation, contact Meuser & Associate at 877-746-5680, or click here to send us an email.
Labels:
back injury,
neck injury,
spinal cord injury
Wednesday, April 11, 2012
Money Benefits in a Minnesota Work Comp Case
Individuals who are hurt at work in Minnesota may be eligible for workers' compensation benefits, which, in addition to medical expense benefits and rehabilitation benefits, can include significant monetary benefits.
I often meet with potential Minnesota workers’ compensation clients who tell me that they just want to get the medical care they need and get on with their lives. They tell me they don’t want any money, they just want to get back to work, and they don’t want their employer to think poorly of them if they hire a lawyer. While this is an admirable attitude to have, all injured workers should know a few things about monetary benefits available under Minnesota workers’ compensation benefits.
To learn more about the benefits available to workers’ hurt on the job in Minnesota, call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a free, no-obligation consultation.
I often meet with potential Minnesota workers’ compensation clients who tell me that they just want to get the medical care they need and get on with their lives. They tell me they don’t want any money, they just want to get back to work, and they don’t want their employer to think poorly of them if they hire a lawyer. While this is an admirable attitude to have, all injured workers should know a few things about monetary benefits available under Minnesota workers’ compensation benefits.
- The amount of your wage loss benefits is usually dependent on how much money you earned in the 26 weeks preceding your date of injury. This calculation method is used to determine your Average Weekly Wage (AWW). Your AWW is used to calculate wage loss benefits, including temporary total disability (TTD) benefits, temporary partial (TPD) disability benefits, and permanent total disability (PTD) benefits. In some cases, a different calculation rule may apply. Determining an injured workers’ correct AWW is important to determining the appropriate compensation rate for wage loss benefits. Calculation errors or under-calculations can cost an injured worker hundreds or even thousands of dollars.
- There is no pain and suffering compensation available in a Minnesota workers’ compensation case. Compensation paid on a work injury claim is based strictly on the benefits available under the law. “Pain and suffering” or “loss of enjoyment of life” are money damages awarded by judges or juries in personal injury cases, not workers’ compensation cases. Even the most horribly painful injury will not warrant any compensation for pain and suffering if it is a workers’ compensation injury in Minnesota. In some workers’ compensation cases, however, there may be what’s known as a third-party liability claim, or a personal injury claim, against someone other than an injured workers’ employer or a co-worker, which can include damages for pain and suffering.
- Permanent partial disability awards are available only to injured workers whose injuries are permanent. Permanent partial disability (PPD) benefits are available to injured workers in Minnesota who have suffered a permanent injury. A worker in Minnesota who sustains a serious, but temporary injury, is not eligible for permanent partial disability benefits. For workers who have sustained a permanent injury, your doctor should assign a permanent partial disability rating based on the Minnesota PPD schedules once you have reached Maximum Medical Improvement (MMI). This rating is often a source of disagreement in workers’ compensation cases. In some cases, five different doctors might come up with five different ratings.
- Insurers sometimes “close” a Minnesota workers’ compensation case without obtaining a permanent partial disability (PPD) rating from the injured worker's treating physician. On occasion, this may be because the primary treating physician simply isn’t familiar with the workers’ compensation PPD schedules or the rules governing timing of assigning a PPD rating. In other cases, the doctor, unfortunately, simply doesn’t want to be bothered. In yet other cases, the insurer never requests a rating from the doctor, and a rating is never issued, even though the worker clearly has a permanent injury. We routinely see cases that were supposedly “closed” by the insurance company, where the worker was clearly entitled to several thousand dollars’ worth of permanent partial disability benefits.
- It may be difficult, if not impossible, to predict how much money an injured worker will get for a Permanent Partial Disability (PPD) award at the outset of the claim. When an injured worker comes for a consultation at the beginning of his or her claim, I may not be able to predict how much money will be awarded for PPD, because we don’t know the extent, if any, of any permanent injuries that individual may have until that worker has gone through a course of medical treatment. For some types of injuries, I can give a ballpark estimate on the permanent partial disability, but others depend on loss of range of motion, review of MRI’s or operative reports, or neurological testing. Aside from the value of a claim for permanent partial disability benefits, an injured worker’s case may have additional monetary value for wage loss benefits and other workers’ compensation benefits.
- The workers’ compensation insurance company is not required under the law to offer you a settlement on your workers’ compensation case. One of the most common questions I hear is: “when does the insurer have to offer me a settlement?” The answer is: They don’t. That being said, in many, many cases, we are able to secure a settlement on behalf of our clients. There are a variety of different types of Minnesota workers’ compensation settlements. An injured worker is extremely well advised to speak with an experienced workers’ compensation lawyer before attempting to settle his or her case. There’s simply too much at stake to try to “wing it” when you’re looking at settling your workers’ compensation case, particularly if your injuries are serious, or if you’ve missed significant time from work.
To learn more about the benefits available to workers’ hurt on the job in Minnesota, call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a free, no-obligation consultation.
Sunday, April 8, 2012
Electrocution Injuries and Minnesota Workers’ Compensation Benefits
Almost all workers are exposed to the dangers of electric shock and electrocution in the workplace, although construction workers, and electrical and cable professionals are at the most risk of electrocution injury.
Approximately 1,000 people in the United States are killed annually as the result of electrocution. Power line accidents account for almost 1/3 of all fatal electrocutions. Electrocution burns are the most common electrical related injury, and approximately 3,000 people suffer electrical burns each year in the United States.
Depending on the power, the path, and the duration of the electrical shock, a worker can suffer a variety of injuries as a result of an electrical accident:
Cardiovascular: An electric shock can stop the heart or cause fibrillation of the heart rhythm, both of which are lethal if not treated immediately, and permanent damage to the heart may also occur.
Respiratory: If electrical current passes through the chest, it can cause respiratory arrest. Respiratory arrest can also occur if the respiration-controlling area of the brain is affected by the electrical shock.
Neurological: The spinal cord or brain can be damaged if the electrical current passes through the brain or spinal cord. Victims of electrocution often suffer secondary brain injuries or spinal cord injuries if they fall from a height after being electrocuted.
Musculoskeletal: If the electrical shock causes prolonged muscle contraction, it can cause muscle damage in the effected body part. Body parts in contact with the power source or the ground, or touched by an arch flash are often severely and deeply burned.
Other injuries: Some injuries caused by electrical shock are not always immediately apparent, such as hearing or vision damage. Some individuals may also suffer from mental symptoms following an electrical injury, such as depression, memory loss or confusion.
Electrocution injuries can be severe and complex. You may require extensive medical treatment. You may miss significant time off work, or you may be disabled from returning to work.
If you’ve suffered an electrocution injury as a result of your work activities, you may be eligible for Minnesota workers’ compensation benefits. These benefits help cover your expenses after an on-the-job injury, and can include medical expense benefits, wage loss benefits, permanency benefits, and/or vocational rehabilitation benefits. After a severe electrocution injury, an experienced Minnesota workers’ compensation attorney can assist you get the benefits you’re entitled to, and help protect your rights.
For a free, no-obligation case consultation, call Meuser & Associate at 877-746-5680, or click here to send us an email.
Approximately 1,000 people in the United States are killed annually as the result of electrocution. Power line accidents account for almost 1/3 of all fatal electrocutions. Electrocution burns are the most common electrical related injury, and approximately 3,000 people suffer electrical burns each year in the United States.
Depending on the power, the path, and the duration of the electrical shock, a worker can suffer a variety of injuries as a result of an electrical accident:
Cardiovascular: An electric shock can stop the heart or cause fibrillation of the heart rhythm, both of which are lethal if not treated immediately, and permanent damage to the heart may also occur.
Respiratory: If electrical current passes through the chest, it can cause respiratory arrest. Respiratory arrest can also occur if the respiration-controlling area of the brain is affected by the electrical shock.
Neurological: The spinal cord or brain can be damaged if the electrical current passes through the brain or spinal cord. Victims of electrocution often suffer secondary brain injuries or spinal cord injuries if they fall from a height after being electrocuted.
Musculoskeletal: If the electrical shock causes prolonged muscle contraction, it can cause muscle damage in the effected body part. Body parts in contact with the power source or the ground, or touched by an arch flash are often severely and deeply burned.
Other injuries: Some injuries caused by electrical shock are not always immediately apparent, such as hearing or vision damage. Some individuals may also suffer from mental symptoms following an electrical injury, such as depression, memory loss or confusion.
Electrocution injuries can be severe and complex. You may require extensive medical treatment. You may miss significant time off work, or you may be disabled from returning to work.
If you’ve suffered an electrocution injury as a result of your work activities, you may be eligible for Minnesota workers’ compensation benefits. These benefits help cover your expenses after an on-the-job injury, and can include medical expense benefits, wage loss benefits, permanency benefits, and/or vocational rehabilitation benefits. After a severe electrocution injury, an experienced Minnesota workers’ compensation attorney can assist you get the benefits you’re entitled to, and help protect your rights.
For a free, no-obligation case consultation, call Meuser & Associate at 877-746-5680, or click here to send us an email.
Wednesday, April 4, 2012
Scaffold Safety and Minnesota Workers' Compensation
According to OSHA, at least 2.3 million workers, or 65% of workers in the construction industry, perform their jobs perched on top of scaffolds.
Scaffold-related accidents can easily result in serious injury or death, and OSHA strictly regulates their use. Annually, on average, 60 workers are killed, and another 4,500 are injured as the result of scaffold accidents.
In our Minnesota workers’ compensation practice, we have handled a number of workers’ compensation claims due to scaffolding accidents. These injuries have included traumatic brain injuries, broken bones, back injuries, neck injuries, shoulder injuries, and knee injuries.
Most commonly, these injuries stem from falling off a scaffold, but we’ve also seen cases involving scaffold collapse or overturning, or workers being struck by objects falling from scaffolding overhead.
Minnesota workers utilizing scaffolding should be aware of the following safety requirements:
A Minnesota workers’ compensation attorney can help make sure that you get the benefits you’re entitled to. For a free, no-obligation workers’ compensation case evaluation, call Meuser & Associate at 877-746-5680 or click here to send us an email.
Scaffold-related accidents can easily result in serious injury or death, and OSHA strictly regulates their use. Annually, on average, 60 workers are killed, and another 4,500 are injured as the result of scaffold accidents.
In our Minnesota workers’ compensation practice, we have handled a number of workers’ compensation claims due to scaffolding accidents. These injuries have included traumatic brain injuries, broken bones, back injuries, neck injuries, shoulder injuries, and knee injuries.
Most commonly, these injuries stem from falling off a scaffold, but we’ve also seen cases involving scaffold collapse or overturning, or workers being struck by objects falling from scaffolding overhead.
Minnesota workers utilizing scaffolding should be aware of the following safety requirements:
- Scaffolds must be specifically designed for that purposes. Never jury-rig a scaffold from ladders and planks.
- Supported scaffolds must be placed on base plates or other firm foundations, must have platforms at least 18 inches wide, and must be built to withstand at least four times the intended load.
- Suspended scaffolds must be able to withstand six times there intended load, and have specific requirements about the wire rope used to lift them, and how it must be maintained.
- Scaffolds require toprails and toeboards. If there are people working or passing beneath the scaffold, there must be a screen installed between the toprails and toeboards.
- Before every shift, a “competent person” must inspect the scaffold.
- Debris nets or other protective devices must be used under scaffolds if anyone can pass beneath. People working beneath scaffolds must wear hardhats, and people working on top of scaffolds should wear hardhats, too.
- Workers on scaffold should wear shoes with nonslip soles move carefully, and avoid leaving materials on the scaffolds that might cause a tripping hazard or fall on workers beneath the scaffold.
- Fall protection devices are required when working more than 10 feet above the ground or the next level down.
- Care should be taken by workers at ground level to avoid running into or hitting a scaffold with heavy equipment.
- Scaffold work should be avoided in stormy or windy weather, or when platforms are slippery.
A Minnesota workers’ compensation attorney can help make sure that you get the benefits you’re entitled to. For a free, no-obligation workers’ compensation case evaluation, call Meuser & Associate at 877-746-5680 or click here to send us an email.
Sunday, April 1, 2012
Osteoarthritis of the Neck and Back: Minnesota Work Comp
Osteoarthritis or degenerative joint disease of the neck or back can be caused by work activities, or work activities may aggravate or accelerate the condition. An acute work injury can also aggravate a workers’ pre-existing spinal osteoarthritis.
Medical evaluation for neck or back pain typically involves a discussion of symptoms and a detailed medical history, a physical examination, and if osteoarthritis is suspected, a series of x-rays. Other tests, such as MRI’s or CT scans may be performed to confirm the diagnosis or to rule out other conditions. For more information about osteoarthritis visit Spine-health.com.
Unfortunately, a workers’ compensation claim for a back injury can become complicated if there’s a concurrent or underlying diagnosis of osteoarthritis or degenerative joint disease. Workers’ compensation insurance companies typically try to argue that the injured worker’s condition was “pre-existing,” or that if they did sustain an injury, it was simply a “temporary aggravation.” They commonly use these arguments to deny an injured workers’ work comp. claim entirely, or to limit the amount of benefits they have to pay if that worker becomes disabled due to neck or back pain.
For a free, no-obligation evaluation of your Minnesota workers’ compensation case, contact Meuser & Associate at 877-746-5680 or click here to send us an email.
Wednesday, March 28, 2012
Speaking With A Minn. Workers' Compensation Lawyer
Often times, when I first speak with a new potential client or someone who has questions about Minnesota workers’ compensation, it's the first time they've ever spoken with a lawyer, and they're nervous about talking to an attorney.When you call me or schedule a time to meet with me or another workers’ compensation lawyer, we’re regular people, just like you. We have families, pets, hobbies…just like you. Please don’t be feel nervous about talking to us. I don’t bite…I promise! In fact, if you come in on a Friday, you might just catch me in jeans and a sweatshirt.
As lawyers, one of the most important parts of our job is listening. When we first meet with you, a good portion of our meeting is spent listening to you describe your work, your injuries, and what has transpired since that time in terms of your medical care, your work, and how the insurance company has been handling your case. We will ask you specific questions to find out specific information to analyze your case. Based on that, we explain your workers’ compensation rights, discuss issues, strengths, and weaknesses of your case, and make recommendations as to how to proceed to best protect your rights. We’ll also answer any questions you have about your rights, the workers’ compensation process, and our recommendations.
Before you meet with us, don’t spend time over-analyzing your case. Analyzing your case is our job as your lawyer. Every day, our job is to apply the law to the facts of a case. We will explain how your case fits within the law, and ways in which the law can impact your situation.
Be honest with us. Our conversations are confidential. Anything you tell us is held in confidence, and our advice is confidential. When we’re evaluating our case, tell us anything you think is important. If there are things you think may be harmful to your case, it’s important that you let us know about those things to give you an honest assessment of your case. Often, we speak with potential clients who are worried about telling us about prior conditions or injuries. Very, very often, those things that you’re worried about won’t actually hurt your case. The more honest you are with me, the better I can analyze your case, and the more accurate advice I can give you.
Our job is to give you an honest assessment of your case, not to give you a sales pitch. If you’ve got a solid case, I’ll tell you. If you have a weak case, I’ll tell you. If you don’t have a case, I’ll tell you. All cases have strengths, and all cases have weaknesses. My job is to evaluate and analyze those things and give you an honest assessment.
We provide free, no-obligation Minnesota workers’ compensation case consultations. Part of my job is to help you understand your rights based on the facts of your case. Speaking with a Minnesota workers’ compensation lawyer doesn’t have to be stressful. In fact, most of the time, after meeting with me for the first time, injured workers feel less stressed about their circumstances. Knowledge is a powerful thing, and knowing your workers’ compensation rights can help you feel more in control of your situation. Call Meuser & Associate at 877-746-5680 or click here to send us an email for a free, no-obligation workers’ compensation consultation.
Sunday, March 25, 2012
Preventing Violence in the Workplace: Minnesota Work Comp.
Preventing violence in the workplace involves recognizing situations that could potentially lead to violence, and taking steps to prevent violent incidents. A safe work environment is everyone’s responsibility. Employees should be trained on how to recognize an unsafe situation relating to co-workers, employers need to stress that workplace violence is not “part of the job,” and no one has to “put up with it,” and employees should alert management to co-workers who are verbally or physically threatening other workers.
Prior to a violent act, there are almost always red flags. After a violent workplace incident, people almost invariably say “there were warning signs,” or “we should have known.” Employees and employers should be aware of these red flags, and report them before an act of violence takes place:
Workplace violence is not always the result of violent actions of another co-worker. People who work with the general public, such as convenience store cashiers, may be subject to violence from outsiders. Terroristic acts by disgruntled former employees or disgruntled customers can also be the cause of workplace violence. Unfortunately, domestic violence situations can spill over into the workplace, as well.
Employers need to have to have a policy in place addressing how to deal with violent situations from customers or non-workers. Employers should also be cooperative in enforcing no contact orders, and have procedures in place to prevent non-employees from gaining access to the workplace.
Unfortunately, despite good policies and procedures, workplace violence does happen, and will continue to happen. If a worker suffers injuries as the result of workplace violence, in many cases, that worker is eligible for workers’ compensation benefits.
In Minnesota, work injuries that are the result of workplace violence are separated into three separate categories. Injuries which fall into two of the three categories are covered under workers’ compensation, but injuries which fall into the third category are not covered by workers’ compensation. This is known as the Hanson analysis, named after the case of Hanson v. Robitshek Schneider Co., 297 N.W. 19 (1941).
We’ve represented a wide variety of Minnesota workers who suffered injuries as a result of workplace violence, including a woman who was sexually assaulted by a supervisor, a security guard who was assaulted by a trespasser, a convenience store cashier who was assaulted by a customer, an individual who was hit on the head by a co-worker, several police officers who were assaulted by suspects, corrections officers who were assaulted by inmates, and home health care workers who were assaulted by clients.
If you’ve sustained injuries as a result of violence in your workplace, an experienced Minnesota workers’ compensation lawyer can help you get the benefits you’re entitled to, and navigate the Minnesota workers’ compensation system. For a free, no-obligation consultation, call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a time to speak with one of our attorneys.
Prior to a violent act, there are almost always red flags. After a violent workplace incident, people almost invariably say “there were warning signs,” or “we should have known.” Employees and employers should be aware of these red flags, and report them before an act of violence takes place:
- Prior history of violent behavior.
- Making threats, either verbal or physical.
- Unexplained mood changes.
- Screaming, yelling, or making a fist.
- Expressing homicidal or suicidal thoughts.
- Holding a grudge against a supervisor/co-workers.
- Blaming all things that go wrong on a co-worker, supervisors, or management.
- Expressing a feeling of loss of control within his or her life.
- A history of domestic abuse.
- Obsession with weapons or carrying a weapon in the workplace.
- Isolation from co-workers.
- Paranoid behavior or verbalizations reflecting paranoid thoughts.
- Unwanted romantic interest in a co-worker.
- Abuse of alcohol or illicit drugs.
- Use of alcohol or illicit drugs at work.
- Extreme financial or extreme family problems.
Workplace violence is not always the result of violent actions of another co-worker. People who work with the general public, such as convenience store cashiers, may be subject to violence from outsiders. Terroristic acts by disgruntled former employees or disgruntled customers can also be the cause of workplace violence. Unfortunately, domestic violence situations can spill over into the workplace, as well.
Employers need to have to have a policy in place addressing how to deal with violent situations from customers or non-workers. Employers should also be cooperative in enforcing no contact orders, and have procedures in place to prevent non-employees from gaining access to the workplace.
Unfortunately, despite good policies and procedures, workplace violence does happen, and will continue to happen. If a worker suffers injuries as the result of workplace violence, in many cases, that worker is eligible for workers’ compensation benefits.
In Minnesota, work injuries that are the result of workplace violence are separated into three separate categories. Injuries which fall into two of the three categories are covered under workers’ compensation, but injuries which fall into the third category are not covered by workers’ compensation. This is known as the Hanson analysis, named after the case of Hanson v. Robitshek Schneider Co., 297 N.W. 19 (1941).
- First, injuries that are the result of workplace violence where the provocation or motivation behind the assault arises solely out of the activity of the victim as an employee, are covered under Minnesota workers’ compensation.
- Second, injuries that are the result of workplace violence where the assailant was motivated by personal animosity towards the victim arising from circumstances completely unconnected with the employment. These injuries are not covered under Minnesota workers’ compensation.
- Third, injuries that are the result of workplace violence directed at the victim due to a combination of personal non-work related reasons, and work-related reasons are covered under Minnesota workers’ compensation. Cases where the assailant’s motivation is unknown are usually covered under workers’ compensation.
We’ve represented a wide variety of Minnesota workers who suffered injuries as a result of workplace violence, including a woman who was sexually assaulted by a supervisor, a security guard who was assaulted by a trespasser, a convenience store cashier who was assaulted by a customer, an individual who was hit on the head by a co-worker, several police officers who were assaulted by suspects, corrections officers who were assaulted by inmates, and home health care workers who were assaulted by clients.
If you’ve sustained injuries as a result of violence in your workplace, an experienced Minnesota workers’ compensation lawyer can help you get the benefits you’re entitled to, and navigate the Minnesota workers’ compensation system. For a free, no-obligation consultation, call Meuser & Associate at 877-746-5680 or click here to send us an email to schedule a time to speak with one of our attorneys.
Wednesday, March 21, 2012
The 10 Worst Jobs of 2011
According to Careercast.com, Roustabout is the worst job of 2011.
Until I read this article, I had no idea what a roustabout was. A roustabout is an oil worker. These folks are the key maintenance providers on oil rigs and pipelines.
So why is it the worst job of 2011? These folks perform back-breaking labor for 12 or more hours a day, at all hours of the day or night, in conditions ranging from arctic winters to desert summers to ocean storms. Some of these folks who work in volatile locations of the world face the threat of attack from terrorists or hostile individuals. Roustabouts deal hands-on with dangerous drilling equipment and face the risk of serious injury or death on a daily basis. Following the Deepwater Horizon disaster last year, the federal government instituted a seven year suspension of off-shore drilling in the eastern Gulf and Atlantic coastline areas, job prospects for oil rig workers are diminishing.
Careercast surveyed 200 different jobs, and ranked those professions according to five criteria: 1) work environment, 2) physical demands, 3) outlook, 4) income, and 5) stress.
And, without further ado, the worst ten jobs of 2011 according to Careercast.com:
In Minnesota, if you’ve suffered a work-related injury, you may be eligible for workers’ compensation benefits, including medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or rehabilitation benefits.
For a free, no-obligation Minnesota workers’ compensation consultation, call Meuser & Associate at 877-746-5680 or click here to send us an email.
Until I read this article, I had no idea what a roustabout was. A roustabout is an oil worker. These folks are the key maintenance providers on oil rigs and pipelines.
So why is it the worst job of 2011? These folks perform back-breaking labor for 12 or more hours a day, at all hours of the day or night, in conditions ranging from arctic winters to desert summers to ocean storms. Some of these folks who work in volatile locations of the world face the threat of attack from terrorists or hostile individuals. Roustabouts deal hands-on with dangerous drilling equipment and face the risk of serious injury or death on a daily basis. Following the Deepwater Horizon disaster last year, the federal government instituted a seven year suspension of off-shore drilling in the eastern Gulf and Atlantic coastline areas, job prospects for oil rig workers are diminishing.
Careercast surveyed 200 different jobs, and ranked those professions according to five criteria: 1) work environment, 2) physical demands, 3) outlook, 4) income, and 5) stress.
And, without further ado, the worst ten jobs of 2011 according to Careercast.com:
- Roustabout. Roustabouts perform routine physical labor and maintenance on oil rigs and pipelines, both on and off shore.
- Ironworker. Ironworkers construct the steel framework of buildings, bridges, and other structures.
- Lumberjack. Lumberjacks fell, cut, and transport timber to be processed into lumber, paper, and other wood products.
- Roofer. Roofers install roofs on new buildings, perform repairs on old roofs, and re-roof old buildings.
- Taxi driver. Taxi drivers operate taxi cabs over the streets and roads of a municipality, picking up and dropping off passengers by request.
- Emergency Medical Technician. EMTs attend to situations which demand immediate medical attention, such as automobile accidents, heart attacks, and gunshot wounds.
- Welder. Welders join or repair metal surfaces through the application of heat.
- Painter. Painters prepare surfaces, and apply paints, varnishes, and finishes to the interiors and exteriors of houses and other structures.
- Meter reader. Meter readers monitor public utility meters and record volume of consumption by customers.
- Construction worker. Construction workers assist construction trade workers by performing a wide variety of tasks requiring physical labor.
In Minnesota, if you’ve suffered a work-related injury, you may be eligible for workers’ compensation benefits, including medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or rehabilitation benefits.
For a free, no-obligation Minnesota workers’ compensation consultation, call Meuser & Associate at 877-746-5680 or click here to send us an email.
Sunday, March 18, 2012
Amputations and Loss of Limbs: Catastrophic Minnesota Workers’ Compensation Injuries
Amputations and loss of limbs are among the most catastrophic and debilitating injuries that can occur in the workplace. According to the U.S. Bureau of Labor Statistics, 10,000 workers suffer from amputations each year. The most common type of amputation injury involves partial or full fingers, thumbs, and toes. About 3% involve the loss of hands or arms, and another 3% involve the loss of feet or legs. The manufacturing and construction industries are responsible for about 2/3 of workplace amputation injuries.
Traumatic amputations and loss of limbs can occur in almost any type of work environment, but these type of accidents most often involve improperly or inadequately guarded machinery, including:
Amputation injuries usually require extensive medical care and rehabilitation. Workers who have suffered amputation injuries often have significant difficulty returning back to work after an injury, and may incur substantial wage loss. An injured worker may also require modifications to their homes or vehicles to make them more accessible. There are a variety of Minnesota workers’ compensation benefits available to workers who have suffered amputations injuries, including medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or vocational rehabilitation benefits.
Tragically, dozens of catastrophic amputation work injuries happen in Minnesota every year. A knowledgeable and experienced Minnesota workers’ compensation lawyer can assist you in obtaining the benefits you’re entitled to. For a free, no-obligation case consultation, call Meuser & Associate at 877-746-5680 or click here to send us an email to learn more about your rights.
Traumatic amputations and loss of limbs can occur in almost any type of work environment, but these type of accidents most often involve improperly or inadequately guarded machinery, including:
- Band saws
- Circular saws
- Grinding machines
- Conveyor belts
- Drill presses
- Punch presses
- Food slicers
- Metal shears
- CNC milling equipment
- Forklifts
- Meat grinders
- Printing presses
- Milling machines
- Power presses
- Roll-forming machines
- Roll-bending machines
- Trash compactors
Amputation injuries usually require extensive medical care and rehabilitation. Workers who have suffered amputation injuries often have significant difficulty returning back to work after an injury, and may incur substantial wage loss. An injured worker may also require modifications to their homes or vehicles to make them more accessible. There are a variety of Minnesota workers’ compensation benefits available to workers who have suffered amputations injuries, including medical expense benefits, wage loss benefits, permanent partial disability benefits, and/or vocational rehabilitation benefits.
Tragically, dozens of catastrophic amputation work injuries happen in Minnesota every year. A knowledgeable and experienced Minnesota workers’ compensation lawyer can assist you in obtaining the benefits you’re entitled to. For a free, no-obligation case consultation, call Meuser & Associate at 877-746-5680 or click here to send us an email to learn more about your rights.
Thursday, March 15, 2012
Are Minnesota Work Comp Benefits Taxable?
Working on preparing your income tax returns? The filing deadline this year is April 17, 2012.
Are Minnesota workers' compensation benefits taxable?
NO. Taxes aren't fun. The good news is that Minnesota workers' compensation benefits are not considered taxable income.
Visit us at MeuserLaw.com for more information about Minnesota workers' compensation.
Are Minnesota workers' compensation benefits taxable?
NO. Taxes aren't fun. The good news is that Minnesota workers' compensation benefits are not considered taxable income.
Visit us at MeuserLaw.com for more information about Minnesota workers' compensation.
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