Saturday, February 21, 2009

Notice of File Closing - MN Work Comp

We get lots of calls from clients that have received a Notice of File Closing wondering what it means. Legally, a Notice of File Closing means nothing. A workers’ compensation insurance company may send a Notice of File Closing to the Minnesota Department of Labor and Industry, simply to inform the Department that all work has been completed on the file. It has absolutely no impact on your benefits.

The purpose of the Notice is to avoid requests from the Department of Labor and Industry to the insurer after the file has been closed and shipped to off-site storage. A copy of this notice does not have to be sent to the employee, but employees frequently receive a copy.

By sending a copy of the Notice of File Closing to the injured worker, workers’ compensation insurers often unintentionally or intentionally mislead an employee into thinking that their workers’ compensation benefits have been exhausted or terminated. This is not the case. An insurance company’s closure of a workers’ compensation file has no impact on an injured employee’s right to medical or monetary benefits.

Even if years have passed since your workers’ compensation case was “closed” by the insurance company, your entitlement to benefits is not affected. If you were injured on the job 5, 10, 15, or even 20 years ago, and want to know what workers’ compensation benefits you are still entitled to, give us a call at 877-746-5680 or click here to send us an email to schedule a free consultation.

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