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Minnesota workers’ compensation and personal injury lawyers often use abbreviations and terminology that can be confusing to our clients. Here are some common workers’ compensation and personal injury abbreviations and what they mean:TTD: Temporary Total Disability. Workers’ compensation wage loss benefits available to injured workers who are off work completely due to their injuries.
TPD: Temporary Partial Disability. Workers’ compensation wage loss benefits available to injured workers who are working at a wage loss due to their injuries.
PTD: Permanent Total Disability. Workers’ compensation wage loss benefits available to injured workers who are completely and totally disabled from returning to substantial gainful employment as the result of their work injuries.
PPD: Permanent Partial Disability. Workers’ compensation monetary benefits available to workers who have suffered a permanent injury.
MMI: Maximum Medical Improvement. The date after which no further significant recovery from or significant lasting improvement to a personal injury can reasonably be anticipated, based upon reasonable medical probability, irrespective and regardless of subjective complaints of pain
QRC: Qualified Rehabilitation Consultant. A QRC provides rehabilitation services to workers who are unable to return to their pre-injury employment.
NOID: Notice of Intention to Discontinue Benefits. A specific form filed by an insurer or employer when they intend to discontinue an injured workers’ benefits.
NOPLD: Notice of Primary Liability Determination. A specific form filed by an insurer or employer indicating its initial decision regarding its liability for an injured workers’ claim.
FROI: First Report of Injury. A specific form that an employer must fill out following an injury.
RCD: Request for Certification of Dispute. A specific form filed by an employee or their attorney to certify a dispute regarding medical or rehabilitation services.
SOAF: Statement of Attorney Fees. A petition filed by an employee’s attorney for approval of attorney’s fees in some cases.
NOA: Notice of Appearance of Attorney. Notice filed with the Department of Labor and Industry notifying the Department that an attorney is involved with a workers’ compensation case.
NOBP: Notice of Benefit Payment. A form filed by the workers’ compensation insurance company indicating payment of benefits.
WC: Workers’ Compensation.
WCCA: Workers’ Compensation Court of Appeals.
WID: Worker ID Number. A number assigned to workers in lieu of using the worker’s Social Security Number for purposes of identification.
AWW: Average Weekly Wage. Used to calculate the amount of wage loss benefits an injured worker is entitled to.
SAWW: Statewide Average Weekly Wage. Used to calculate the maximum compensation rate.
EE: Employee.
EER or ER: Employer.
IR: Insurer.
TPA: Third-Party Administrator. Work comp. insurers frequently use TPA’s to administer their workers’ compensation programs.
FCE: Functional Capacity Evaluation or Examination. An evaluation to determine an injured workers’ capacity for physical activities.
IVE: Independent Vocational Evaluation or Examination. An evaluation to determine an injured workers’ vocational abilities.
RTW: Return to work.
OTC: Over-the-counter, as in OTC medications.
PT: Physical Therapy.
ROM: Range of Motion.
TBD: To be determined.
STV: Subject to verification.
DOI: Date of injury.
DOL: Date of loss.
OAH: Office of Administrative Hearings.
DOLI: Department of Labor and Industry.
DEED: Department of Employment and Economic Development.
BCBS: Blue Cross Blue Shield.
SSDI: Social Security Disability Insurance.
IME: “Independent” Medical Examination. An examination conducted by a doctor hired by the employer or workers’ compensation insurance company.
ADR: Alternative Dispute Resolution, including mediation or arbitration.
PI: Personal Injury.
BI: Bodily Injury.
NF: No-Fault.
PIP: Personal Injury Protection. PIP benefits, including medical expense benefits and wage loss benefits, are provided by your No-Fault insurance company if you are injured as the result of the maintenance or use of a motor vehicle.
UM: Uninsured motorist. If you are injured as the result of the negligence of an uninsured motorist, you may be entitled to coverage through your own uninsured motorist coverage.
UIM: Underinsured motorist. If you are injured as the result of an insured driver, but the policy limits are insufficient to compensate your losses, you may be entitled to additional coverage through your own underinsured motorist coverage.
Trying to figure out what you need to do if you are hurt on the job or in a car accident can be extremely confusing. An experienced workers’ compensation or personal injury can help take some of the confusion, frustration, and stress out of the process. Call Meuser & Associates at 877-746-5680 or click here to send us an email to schedule a free, no-obligation consultation.
Visit Minnesota Workers' Compensation and Personal Injury Law Firm, Meuser & Associates, P.A., at MeuserLaw.com
